Insurance · Lloyd's Lab MGA (launched January 2026)

Testudo

US mid-market generative AI liability, underwritten using proprietary litigation data, with Atrium/QBE capacity of up to $9.25M per insured; markets an audit-free, no-code-access underwriting process.

Source: testudo.co↗

The market around it

Dedicated affirmative AI-liability products identified as of September 2026 include AIUC, Armilla, Munich Re's aiSure (via Mosaic and, in South Africa, iTOO), Testudo, Mayflower/Hadron and HSB. The list is not exhaustive.

Other providers

AIUC Standard + insurance pipeline
Armilla Lloyd's coverholder / MGA
Munich Re aiSure Reinsurer programme (since 2018)
Mayflower / Hadron US MGA and carrier (launched June 2026)
HSB (Munich Re) Sold through partner carriers (March 2026)