Insurance · Lloyd's coverholder / MGA
Armilla
Affirmative AI liability with dedicated AI aggregate limits of $25M or more per organisation, covering AI model underperformance and AI agent mistakes. Liability backed by Chaucer, Axis and Convex; the performance warranty by Chaucer, Greenlight Re and Swiss Re. Paired with Armilla's own AI assessment.
Source: Chaucer / Armilla↗
The market around it
Dedicated affirmative AI-liability products identified as of September 2026 include AIUC, Armilla, Munich Re's aiSure (via Mosaic and, in South Africa, iTOO), Testudo, Mayflower/Hadron and HSB. The list is not exhaustive.
Other providers
- AIUC Standard + insurance pipeline
- Munich Re aiSure Reinsurer programme (since 2018)
- Mayflower / Hadron US MGA and carrier (launched June 2026)
- HSB (Munich Re) Sold through partner carriers (March 2026)
- Testudo Lloyd's Lab MGA (launched January 2026)