Insurance · Sold through partner carriers (March 2026)

HSB (Munich Re)

AI liability for small and medium-sized businesses, added to the business policies of carriers that partner with HSB: bodily injury, property damage and advertising injury from AI systems and AI-generated content.

Source: HSB↗

The market around it

Dedicated affirmative AI-liability products identified as of September 2026 include AIUC, Armilla, Munich Re's aiSure (via Mosaic and, in South Africa, iTOO), Testudo, Mayflower/Hadron and HSB. The list is not exhaustive.

Other providers

AIUC Standard + insurance pipeline
Armilla Lloyd's coverholder / MGA
Munich Re aiSure Reinsurer programme (since 2018)
Mayflower / Hadron US MGA and carrier (launched June 2026)
Testudo Lloyd's Lab MGA (launched January 2026)